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Many people work for publicly traded companies. The business might be a franchise, branch or division of the parent company. Their shares trade on a major exchange. If your business is in the information technology industry, 86% of companies represented in the S&P 500 Index offer Employee Stock Purchase Plans (ESPP). Healthcare and Financials are 68% and 52% respectively. Purchasing company stock at a discount gives every employee the ability to become a part owner. But can you have too much of a good thing?

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