What You Need to Know
- Some social media posts state life insurers classify getting a COVID-19 vaccine as a hazardous pursuit.
- One claim is that life insures will not pay benefits to those who receive the vaccine and die.
- The ACLI says getting the vaccine will have no effect on U.S. life insurers' benefit payments.
To combat a negative social media campaign against the COVID-19 vaccination program, the American Council of Life Insurers (ACLI) is pushing the message: Getting a COVID-19 vaccine will have no bearing on whether a U.S. life insurance company will pay a policyholder’s life insurance claims.
Last week, for example, one such Twitter post, by someone who appears to be a resident of Germany, stated that people may not be able to collect on life insurance if they’ve engaged in “hazardous pursuits … like taking experimental vaccines.”
Another post, by someone who identified himself as a man living in Europe, said he had called his life insurer and was told “that they do not cover any injury or complications from any Covid-vaccine.”
Paul Graham, senior vice president for policy development at the ACLI, said the idea that a COVID-19 vaccine could be a factor in a U.S. life insurance claim determination is entirely false.