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PartnerRe North America Life is getting ready to test a tobacco use fib detection system from Verisk Analytics Inc., Verisk announced Thursday.

If the system works, it could help a life insurer use telephone interview results and applicant-provided data to see whether an applicant has somehow left out information about tobacco use.

(Related: Insurtech Firms Attack Life Admin Monsters)

A life insurer could give the applicants who get flagged more attention, then send the other applicants through an accelerated underwriting process, according to Verisk.

The system is part of a PartnerRe effort to use Verisk technology to update its underwriting operations, to reduce use of in-person medical testing while adjusting for the possibility that applicants could lie, or leave out important information.

PartnerRe and Verisk are also working on a system that identify life applicants who have left out information about scuba diving, skydiving and other risky activities.

PartnerRe North America is a Charlotte, North Carolina-based arm of PartnerRe Ltd. of Pembroke, Bermuda. PartnerRe has life and health reinsurance operations as well as property and casualty reinsurance operations.

Verisk is a Jersey City, New Jersey-based data and data analysis company.

In other insurance technology news, Principal Financial Group Inc. said it has developed a new Principal Life Online term life sales support system.

When an agent finds a term life applicant, the agent can submit a ticket through the support system. Principal will then email an online application to the prospect and take care of getting the applicants through the underwriting process. After the policy is issued, Principal will send the policy to the client, get the client’s electronic signature, and get the final policy emailed to both the agent and the client, Principal says.

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