South Park is coming to the end of its 23-season run, with the series finale scheduled for later this year.
(It may come as a shocker to many, including myself, that it’s still going strong).
Since 1997, we’ve watched the characters in the South Park universe reflect human nature, which means they face the same situations and questionable life choices that people do.
Although South Park demonstrates what we shouldn’t do as humans more than it demonstrates what we should do, the fictional show can serve as a platform to teach your clients about real-world topics, including life insurance.
As South Park comes to a close, let’s reflect on some of the prominent characters and what would happen if they were to apply for a life insurance policy.
Estimated Age: 30s
Occupation: Vice principal
Beneficiaries: Five strong children
Strong Woman makes it her mission to be a role model for girls everywhere. After a romantic affair with PC Principal, she recently gave birth to five children — but she is raising these children as a single parent, making it especially important for her to protect her kids in the event of her untimely death. And in the South Park universe, where random characters sometimes spontaneously combust, anything can happen. Strong Woman should seek a term life insurance policy, meaning she’d pay a fixed amount for a fixed period of time. If anything happens to her during that time, her five children won’t suffer financially.
Key Takeaway: If you have debt, children, a spouse, or loved ones who would experience financial hardship as a result of your death, you need life insurance. Term-life insurance isn’t an investment. The straightforward nature of the policy means that it is good for only one thing, and that’s providing a death benefit to your loved ones in the event of your death.
2. Heidi Turner
Estimated Age: 10
Occupation: 4th-grade student
Anyone dating the crazy Eric Cartman is automatically taking a risk. Heidi started as a sweet, social, intelligent character, but she underwent a complete lifestyle change while dating Cartman — adopting some unhealthy lifestyle choices and becoming unexpectedly violent. However, she finally ended the toxic relationship and went back to leading a positive, active lifestyle. Considering Heidi is young and now healthy again, she’d qualify for an extraordinarily cheap policy, but, at age, she probably wouldn’t need it.
Key Takeaway: Being young and healthy will ensure a solid term life insurance policy at a very low cost. Although 10 years old is too young to purchase a policy, it’s only a few years away from young adulthood when it’s worth looking into — particularly for anyone who plans to take out student loans for college. Read up on why young people are more interested in life insurance than ever today.
3. Randy Marsh
Estimated Age: 45