The increase in the number of deaths, and the increase in the death rate per 100,000 lives, are partly due to the fact that the number of very old Americans is rising. More people are dying of old age. Thanks to that trend, the overall life expectancy at age 65 for a U.S. resident increased to 19.5 years in 2017, from 19.4 years in 2016. But the increase in deaths is due partly to the fact younger Americans were more likely to die in 2017 from accidents. The accidents category includes drug overdoses. Because of that trend, the overall life expectancy at birth for a U.S. resident actually fell to 78.6 years in 2017, from 78.7 the previous year.
For life insurers, and for finance professionals who help clients with life and annuity products, figures like these frame the universe. If customers die early than expected, life insurance results may suffer. If customers live longer than expected, the performance of annuities and life settlement operations may deteriorate. — Read Alzheimer's Death Rate Continues to Rise: CDC, on ThinkAdvisor. — Connect with ThinkAdvisor Life/Health on LinkedIn and Twitter.
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
Sponsored by Allianz Life Insurance Company of North America
Enhanced First-Year Fixed Rate: 10-Year Accumulation Example
Sponsored by Nitrogen
The State of Investor Sentiment Report: Investor Sentiment in Volatile Markets
Sponsored by Global Atlantic Financial Group
Using a RILA as an Alternative Asset Allocation for Fixed Income
Sponsored by Allianz Life Insurance Company of North America
Lock in increases. Lock out volatility. Help clients navigate market uncertainty.