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Infographic: Top 4 employment benefits issues

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Our sister publication’s annual survey of employers, Benefits Selling‘s 2015 Employer Survey, showed a lot of interesting changes coming in the employee benefits arena, at least from the employer perspective.

For example, 63 percent of respondents said they expected their employees to pick up more of the tab for their own benefits in the coming year, considering that health care and benefits costs have risen since last year.

We heartily recommend you read the full article on the 2015 survey (and the 2014 survey article is available too). 

Here, though, we’ve distilled the survey results into four infographics that follow.

They show how employers view benefits costs, what benefits employers are offering, how employers view brokers, and how the Patient Protection and Affordable Care Act is affecting what they offer.


Costs of employee benefits, from Benefits Selling Magazine 2015 Benefits Survey

#1: Increasing costs of benefits

More than a third of employers surveyed (35 percent) said costs have increased significantly, while 40 percent said costs have increased some and 22 percent said they have stayed about the same.

Only 3 percent said that costs declined some and no one said they declined significantly.


What benefits employers are offering, from Benefits Selling Magazine 2015 Benefits Survey

#2: Changes in benefits offerings

Employers are continuing to cut employee benefits costs in the wake of PPACA. Strategies include implementing consumer-driven plans or self-insuring, as well as launching health savings accounts, enhancing wellness programs, and increasing voluntary benefit offerings.

Nearly half (49 percent) of the survey’s respondents said they offered HSAs, and exactly half offered flexible working benefits.

Still, when you ask the employees what they think the most important benefit is, more than three quarters say that health insurance is the most important.


How employers view benefits brokers, from Benefits Selling Magazine 2015 Benefits Survey

#3: Dealing with brokers

For the most part, employers are still using brokers or agents. During open enrollment, most employers surveyed said they are sharing duties with brokers rather than having them handle everything.

Communications during the year are minimal, with a couple times a year being average. Most employers are happy with the brokers they have.


How PPACA is affecting employee benefits, from Benefits Selling Magazine 2015 Benefits Survey

#4: Dealing with PPACA

In the employer survey, 21 percent of respondents said they’ve considered moving their employees onto the public exchanges, compared to 79 percent who said they have not.

However, PPACA is on the minds of employers and has caused many to rethink their benefits offerings.

How about you? Do these survey results reflect what you’re seeing or are you seeing something different? Comment below and let us know!


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