Eddie works in a thrift store, and earns just enough to put him a little above the federal poverty limit for a single taxpayer.
One of the people for whom the Patient Protection and Affordable Care Act (PPACA) was intended, he signed up early in 2014, and received a $680 per month “silver” plan for which he paid only $45 out of pocket.
On Dec. 27, Eddie married Jan, a disabled widow he met at work.
Jan is a few years older than Eddie, collects Social Security, and is covered by Medicare. As part of the process of starting his new life, and encouraged by the sense of economic security provided by affordable health insurance, late in November Eddie negotiated the settlement of an outstanding credit obligation. He started 2015 a very happy man.
Then he tried to file his taxes.