The Council for Disability Awareness (CDA) set out to quantify a well-known challenge for disability insurers: the discrepancy between the importance of the physical ability to earn an income and actual purchase of disability insurance.
The group commissioned a survey of about 1,000 people to study the gap between what people say they value and what they actually insure.
The survey team created a list of nine things often seen as being important. The team asked the survey participants to identify the three items that they saw as being the most important, and separately, to identify the items that they saw as being the most important to protect.
To find out which of the three things suffered from the biggest importance-protection gaps, read on.
1. Health: -2 percentage points
Health insurance is common, and 84 percent of the survey participants identified health as being important — but only 82 percent identified health is an important thing to protect.