Consumers in the middle latitudes of the United States may pay a lot more for individual major medical coverage next year.
PricewaterhouseCoopers has fed the latest 2015 health insurance rate review filing data into its interactive health price map. The average 2015 premium for the 39 jurisdictions in the database behind the map will be $382, and the average increase will be 6 percent.
The announced rate changes will vary widely within states, and from state to state.
In Colorado, for example, 2015 rate changes already approved will range from 35 percent increase to a 22 percent decrease.
Many states will have average increases ranging from 0 percent to 5 percent, but at least three — Kansas, Louisiana and Pennsylvania — will have average increases over 15 percent. Another five — Iowa, Nebraska, Tennessee, Utah and Virginia — will have average increases ranging from 10 percent to 15 percent.
The PwC consultants note that Louisiana’s rate increases may look high partly because the state reports only the changes proposed by states intending to increase rates 10 percent or more.
Aside from Louisiana, the states with average increases over 10 percent are forming a curved belt, or ribbon, extending from Utah to Pennsylvania.
The open enrollment period for 2015 is set to start Nov. 15 and end Feb. 15.