In many ways, pensions rule the school. Pensions have a bigger pool, thus better returns than the loner 401(k)s; pension fund managers do all of the work for you; companies typically cover pension fees, whereas participants usually pay their 401(k). Should employers encourage workers to choose a 401(k) knowing it might not provide the best retirement income stream?
Most of the rest of the country looks good. But what happened to Idaho?
Sun Life Financial, CUNA Mutual and NorthStar Life also have announcements.
Forty-five percent said they were willing to give up some potential gains in exchange for loss protection, the insurer found in a survey.
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