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Investors' funds are recovering, but not their nerves

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Although the stock market is making a slow and steady comeback from the 2008-09 collapse, many individual investors remain nervous and wary after seeing their investments whipsawed by sudden crashes. They may also remember the record-setting tumble the market took 25 years ago today. Yet while they scamper for safety, investors should also remember that long-term, the market always recovers.