Here’s the good news: More companies now offer a 401(k) match to their employees after jettisoning the practice when the Great Recession hit. According to a survey from Schwab Retirement Plan Services, 73% of companies provided a 401(k) match last year compared to 67% in 2009. That’s almost the peak percentage76%of companies that did so before the economy took a tumble in 2006. The bad news? The average match relative to compensation is down and few employees take advantage of the free investment advice offered by the plan sponsors.

Read the story.