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Two-thirds of individuals polled in a new survey say they are “moving in the right direction” in respect to saving money for retirement or achieving other financial objectives.

The Northwestern Mutual Life Insurance Company, Milwaukee, published this finding in a summary of results from the third in a series of research studies examining the state of planning in America. The Planning Perspectives Study, conducted by independent research firm Ipsos, asked respondents to indicate whether they as individuals and the nation as a whole are making progress in achieving key financial planning objectives.

Of the individuals polled, 66% say they are moving in the right direction in the area of savings. This compares with only 12% who say the nation’s saving is moving in the right direction.

When asked whether individuals and the nation are moving in the right direction, the survey also found that:

Debt: Nearly eight out of 10 (79%) respondents say they are moving in the right direction in the area of managing debt, compared to only 11% that feel the same way about the nation.

Education: Three-quarters (75%) feel their children’s education is moving in the right direction versus 19% that said the same about the nation.

Work: 73% feel they are moving in the right direction in the area of their career compared to less than three out of 10 (28%) that feel the nation is moving in the right direction in the area of jobs.

Spending: Three-quarters (75%) of respondents said their personal spending is moving in the right direction, versus 13% that said the same about the nation.

Health: 64% say their health and fitness is moving in the right direction, compared to 23% that responded that the nation is moving in the right direction in the area of healthcare.

Investing in Improvements: Two-thirds (66%) of respondents said when it comes to investing in improvements in their lives (e.g., going back to school, making home repairs, etc.) they are moving in the right direction. This compares to 25% that feel the nation’s investment in infrastructure is moving in the right direction.