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American General launches bundling program

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American General Benefit Solutions is now offering a bundling program for its most popular insurance products provided through American General Life Companies.

The Multi-Product Solutions program allows employers to hold down benefits costs while providing their staff with more choices. Price adjustments are applied when employers include one or more employer-funded or employee-paid products with American General’s employer-funded group dental, group term life or group long-term disability plans. Price adjustments vary, but the greatest savings are awarded to companies that offer three additional products with the employer-funded plan.

American General offers 23 group and personal products, including term life, universal life, short- and long-term disability, dental, vision, limited health care, critical illness, accident, cancer and hospital indemnity. However, the Multi-Product Solutions program excludes supplemental life, dependent life, accidental death and dismemberment, New York Disability Benefit Law, New Jersey Temporary Disability Benefit, EAP buy-up and group limited healthcare.

“Benefit Solutions offers one of the insurance industry’s broadest portfolios that includes both employer-funded and employee-paid products, so we have the unique opportunity to enhance employers’ savings when our products are bundled together,” says John Penko, senior vice president of sales for American General Benefit Solutions.

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