About 69% of single parents with children living in the household lack life insurance.

A team at Genworth Financial Inc., Richmond, Va. (NYSE:GNW), and Gregory Fairchild, a research at the University of Virginia, discovered that figure when they analyzed data from a telephone, online and mail survey of 23,000 U.S. adults ages 18 and older that was conducted over a 15-month period.

The Genworth team also looked at a subset of the whole group that included U.S. adults in the sample with household incomes ranging from $50,000 to $250,000.

Only 49% of U.S. adults have life insurance.

The Genworth team found that 45% of married parents with children in the household lack life insurance.

Parents who were homeowners were more likely to have life insurance, possibly because their mortgage lenders urged them to buy coverage.

But, among single fathers who were not homeowners, the life insurance uninsured rate for those earnings less than $50,000 per year – 79% — was exactly the same as the uninsured rate for single fathers who were not homeowners and earned $50,000 to $250,000 per year.

The uninsured rate for single mothers who were not homeowners was 66% for those earnings less than $50,000 per year and still 56% even for those making more than $250,000 per year, Genworth says.

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