This year, my wife and I have had three separate debit card frauds. The first was early this year, when someone near Los Angeles, 1,500 miles or so from Tulsa, Okla., used our card number to buy booze and equipment. Neither of us have been to California in years.
The second was with the same bank card, which, by that time, had a new number, and the third was my own personal account debit card – the sacred writing and editing account, mind you. The money in that account, paltry though it may be, is mine, mine, mine and is used to buy any crazy thing my heart desires.
A banker told me debit-card fraud is growing like crazy.
All three frauds were executed in California – except, I think, for one overseas purchase – and all were in the hundreds of dollars, not thousands. Maybe when the fraud is relatively small the banks won’t spend thousands to track it down and prosecute.