The Individual Life segment of Lincoln National Corporation, Philadelphia, has launched Lincoln DurationGuaranteeSM UL. Issued by The Lincoln National Life Insurance Company, this new hybrid product further expands Lincoln’s comprehensive insurance solution set by combining the flexibility and guarantees of universal life with the affordability of term insurance.

Lincoln DurationGuarantee UL offers affordable guaranteed coverage for clients, specifically designed for the duration they need, including:

  • Shorter coverage durations offered at ages not typically covered by term insurance;
  • Affordable short guarantee coverage for selected periods of 10, 15, 20, 25, or 30 years, or to age 95;
  • 1035 rollover capability for short duration coverage at all ages; and
  • Flexibility to decrease face amount or premium payment options (charges may apply).

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