Women who believe they make good financial models for their children are significantly more likely than other women to be on track to achieve key financial goals.

Penn Mutual Life Insurance Company, Horsham, Pa., has reported that finding in a summary of results from a recent survey of U.S. women ages 25 to 64. About half of the women said they are good financial role models.

About 48% of the women who described themselves as being good financial role models reported being “on or ahead of target” in paying off debt, and 40% said they have protected their families against the risk that something should happen to them (40%).

Only 10% of the women who do not see themselves as good financial role models reported being on track to pay off debt, and only 9% said they have protected their families against the risk of something happening to them.

Similarly, 35% of the women who said they are good role models have taken steps to ensure that they do not outlive retirement funds. Only 15% of the non-role-models said they have protected themselves against outliving retirement funds.