Guardian Boosts Voluntary Disability Products

Disability Choice, one of the company’s voluntary long term disability (LTD) and short term disability (STD) programs, provides benefits based on increments or flat amounts as opposed to a percentage of employees’ salaries. This approach, the Guardian says, eliminates the need for an employee census, eases enrollment and makes the plans “more accessible” to employees.

Guardian Life adds that the DI plans also let employees increase coverage each year through an annual step-up option. The option allows employees to adjust their insurance amount as their needs and salary change.