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Biological age pricing and the life insurance future

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What is “adjustable biological-age pricing?”

It is “pricing life insurance products according to one’s biological age (supplemented by well-established but simple underwriting tools if necessary),” according to actuary Chiu-Cheng Chang.

It is “simple, systematic, dynamic, more scientific and global,” Chang writes in a collection of essays what the future might hold for life insurers. The essays were posted by members of Society of Actuaries.

Click here for related article and link to the postings

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