Interest rate trends on fixed annuities

Normal Annuity Range

ALL Annuities in Index

Number of
Companies

Number of
Annuities

Lowest
Rate

Low
Norm

Average
Rate

High
Norm

Highest
Rate

Standard
Deviation

11/2/2009

70

667

0.01%

1.89%

4.07%

6.25%

14.61%

2.18%

10/5/2009

70

667

0.16%

1.94%

4.13%

6.32%

14.61%

2.19%

5/4/2009

70

738

1.75%

2.58%

4.72%

6.85%

14.61%

2.13%

11/3/2008

74

761

2.00%

3.51%

5.51%

7.51%

14.61%

2.00%

Note: Rate includes “Non-Forfeitable” first year interest bonus.

CD-type annuities: Average rates for length of guarantee period

Years

1

2

3

4

5

6

7

8

9

10

11/02/09

1.17%

1.39%

2.21%

2.51%

2.78%

2.71%

3.02%

3.22%

3.36%

3.54%

10/05/09

1.39%

1.47%

2.25%

2.57%

2.87%

2.85%

3.08%

3.32%

3.45%

3.64%

5/04/09

2.63%

2.55%

2.90%

3.27%

3.51%

3.49%

3.69%

3.97%

4.07%

4.25%

11/03/08

3.41%

3.39%

3.95%

4.38%

4.41%

4.55%

4.72%

4.92%

4.91%

5.12%

Source: Fisher Annuity Index, Dallas

Data as of 11/06/2009

Click here for a chart from Fisher Annuity Index on tax deferred annuity rate history from 1995 to now