Implementing President-elect Obama’s health finance program as is might cost about $2,500 per newly insured individual in 2009.

Consultants in the New York office of PricewaterhouseCoopers L.L.P. have come up with that estimate in an analysis of Obama health policy proposals.

The government would start off spending about $75 billion in 2009, with $48 billion going to cover people who are now uninsured and about $27 billion to replace the coverage of people who already have some type of coverage, the consultants estimate.

About 12 million of the 30 million newly insured individuals would get coverage from their employers, and many of them would be getting coverage from small employers, the consultants write.

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In November 2007, analysts at the Congressional Budget Office estimated helping uninsured people buy individual or family coverage would reduce the number of uninsured U.S. residents by about 2 million, at a cost of about $1,050 per newly insured individual.

The CBO analysts said implementing a proposal by President Bush to replace the current group health deduction system with a $7,500 deduction for individual coverage and a $15,000 deduction for family coverage would reduce the number of uninsured residents by 6.7 million at a cost of about $2,500 per newly insured individual.

A copy of the CBO analysis is on the Web