Employee benefits paperwork continues to frustrate small U.S. employers.

Researchers at Guardian Life Insurance Company of America, New York, have reported that finding in a summary of results from a survey of 500 executives at small businesses with 1 to 100 employees.

When asked to cite administrative benefits challenges 23% named “managing paper work and administrative responsibilities,” and 23% named “getting employees to submit completed forms on time.”

“Providing clear, easy-to-understand information about options” has been a challenge for 20% of the survey participants.