Berkshire Life Insurance Company of America will be selling supplemental disability income protection through a new DI@Work program.

The new program will sell supplemental disability insurance on an employer-paid, employee-paid or cost-sharing basis, and it can carve out separate plan designs for separate groups of company employees, such as executives, according to Guardian Life Insurance Company of America, New York, the parent of Berkshire.

Benefit options include an annual cost-of-living increase option, an unemployment premium-waiver option and retirement plan contribution protection.

The program comes with a Web-based enrollment system and reduced rates, Guardian says.

The enrollment Web site can generate customized income scenarios, and employers can permit employees to apply for supplemental disability insurance coverage through the Web site, Guardian says.