Robert R., 56
Syracuse, N.Y.
“We just bought a bigger life insurance policy maybe four months ago. Our insurance agent does an annual insurance review with us – everything from homeowners’ insurance to life insurance – and since we still have kids under 18, he suggested that we change our existing policy in case anything bad happens. You hope for the best, but prepare for the worst.”
Anonymous, 55
Casper, Wyo.
“Because my husband has a history of heart problems and didn’t try to get insurance until he was older, it’s been difficult for us to get good life insurance. And believe me, we’ve looked. I do have a term policy on myself, but I’m also 12 years younger than he is.”