If you mean if I died tomorrow, then yes. Both my wife and I have life insurance, so if something bad did happen, I know she would be taken care of.”

- David C., 59
Wantagh, N.Y.

That’s a scary question. I would hope so, but it would depend on a lot of things. Like if I lost a leg suddenly or something like that, I don’t have disability insurance, but my life insurance policy might cover a portion of it. Otherwise, we would just hope there was someone to sue to make up the difference.”

- Carole W., 62
Denver, Col.

I don’t think so. We’re struggling to make our mortgage and credit card payments as is, so there”s very little leftover money to plan for something catastrophic. I get a small amount of life insurance from my company, but that would barely pay for burial and funeral stuff, let alone something extra.”

- Lisa B., 56
Eugene, Ore.

I’m pretty sure we’d be OK. I sold my company nine years ago and haven’t had to work since then. Obviously, our savings is substantial, not to mention all the investments we have in my portfolio.”

- Albert G., 60
Chicago, Ill.