How aware are your children about your retirement portfolio, life insurance policies, will and/or estate plan?

Probably not as aware as they should be. You know, I don’t think I’ve ever sat down with the two of them to discuss this type of stuff. They’re both busy with their own lives, and it’s not really a family dinner type of conversation.”

- Christopher W., 63
Katy, Texas

Our oldest – the most responsible – child knows where we keep our will and other documents. She’s also in charge of our living wills, because she’s the only one strong enough to ?pull the plug.’ We also just bought our plots at a nice cemetery near my family, but she doesn’t like talking about that. We don’t have much, but we would like to leave a little something behind for them, because they’ve never gotten any handouts, and she’s the one we know can be the executor.”

- Roseanne A., 66
Greensburg, Ind.