An insurer has started offering general access to a program that relies on a single information technology system to support a wide range of employee-paid benefits.

Unum Group Corp., Chattanooga, Tenn., says it has started selling the Simply Unum program in 19 states and plans to sell the program in 23 additional states by June 1.

Unum first announced Simply Unum in August 2007. The company initially sold the program through pilot program offices in Columbus, Ohio; Detroit; Milwaukee; and Minneapolis.

The distribution network has grown to include Unum offices in Atlanta, Chicago, Cincinnati, Kansas City, Philadelphia and Pittsburgh.

Small and midsize employers can use the program to offer voluntary insurance products along with a base of group life and group disability coverage.

Participating employers can choose from a menu of more than 28,000 product combinations, and the company will use the same IT infrastructure to handle plan design, quotes, billing and administration for all of the product combinations, Unum says.