A large insurer is making it easier for members of its group plans to take their coverage with them when they leave their employers.

A unit of MetLife Inc., New York, says the new portability features will be added to its group term life and accidental death and dismemberment insurance benefit plans.

Employees will be able to “port” coverage with them after a wider variety of events, and the maximum amount of coverage that an employee can port will increase to $2 million, from $1 million, MetLife says.

Employees and spouses who can provide evidence of insurability will be eligible to apply for less expensive preferred life rates, and employees will be able to port AD&D coverage without porting their life insurance.

In addition, dependent children can port coverage on their own when they are no longer eligible for dependent coverage, MetLife says.