Growing efforts to sell fully insured health coverage helped push up earnings at Independence Holding Company during the fourth quarter of 2006.

IHC, Stamford, Conn., is reporting $3.6 million in net income for the latest quarter on $93 million in revenue, up from $895,000 in net income on $83 million in revenue for the fourth quarter of 2005.

In 2004, IHC was known mainly for selling stop-loss coverage to self-funded employer-sponsored plans.

Since then, IHC has been moving into the markets for small group major medical, major medical for individuals and families, dental and vision benefits, short-term medical and limited-benefit medical.

Annualized premium revenue from the sale of fully insured health products will increase to about $350 million this year, from none in 2004, IHC says.

In other earnings news:

- National Western Life Insurance Company, Austin, Texas, is reporting $24 million in net income for the fourth quarter of 2006 on $155 million in revenue, up from $17 million in net income on $110 million in revenue for the fourth quarter of 2005.

National Western sells individual universal life, whole life and term insurance plans along with annuities and investment contracts.