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III: Mortality Continues To Improve

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Death rates for U.S. residents in the 25-44 age group are falling, and that is helping to push down life insurance prices, according to the Insurance Information Institute.

A forecaster at the Insurance Information Institute, New York, is reporting that the mortality rate for U.S. residents in the 25-44 age group fell to about 162 per 100,000 in 2004, from 178 per 100,000 in 1996.