John Hancock Life Insurance Company has started selling long term care insurance in Puerto Rico.

John Hancock, Boston, a unit of Manulife Financial Corp., Toronto, will sell the Essential Care II policy in the commonwealth through the John Hancock Financial Network agency in Puerto Rico and other distribution channels, the company says.

John Hancock will offer the policy in Puerto Rico to residents ages 18 to 84.

The policy comes with a choice of 3 inflation-protection options and an option that gives partners and couples the ability to share each other’s long term care insurance benefits

Purchasers can pay up benefits by age 65, and they can pay the premiums using their credit cards.

John Hancock says it has developed a marketing kit designed for producers in Puerto Rico who want to sell the LTC policy.