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August 09, 2006 at 12:58 PM
A New England insurer is trying to help life insurance purchasers cope with uncertainty in Washington.
The Hartford Financial Services Group, Inc. has introduced the Hartford Variable Universal Life Last Survivor life insurance policy, a product that comes with features designed for customers who have concerns about whether Congress will reduce or eliminate the federal estate tax.
The policy, which insures 2 lives and pays a death benefit upon the second death, can provide $100,000 to $1 million in death benefits and comes with a 10-year no-lapse guarantee for holders of most ages.
The policy also comes with a built-in estate tax repeal rider and a last survivor exchange option rider.
