Four Seasons Financial Group Inc. is marketing a term life insurance policy aimed at banks, credit unions and savings institutions.

A bank rep who sells the product can issue $25,000 to $250,000 of death benefit for applicants ages 18 to 60 without worrying about blood tests, paramedical exams or attending physician statements, according to Four Seasons, Mount Laurel, N.J.

The terms when rates are guaranteed to be level range from 10 years to 30 years.

The product is underwritten by ReliaStar Life Insurance Company, Minneapolis, a unit of ING Groep N.V., Amsterdam.