NU Online News Service, Oct. 26, 10:00 a.m.

A newly updated model for the terrorism risk facing the United States suggests the risk is greater than ever.[@@]

Risk Management Solutions, Newark, Calif., says that it has updated the RMS U.S. terrorism risk model to reflect “the proliferation of Islamic militants who are motivated and threatening the U.S. with a major, or ?macro,’ terrorist attack during 2005.”

Risk estimates in the RMS model are based on an analysis of current terrorist group capabilities, targeting strategies, counterterrorism measures and physical modeling of attack methods.

“Our updated model indicates a greater threat compared with the previous year,” says Gordon Woo, chief architect of the RMS model. “Record numbers of macro attacks worldwide, a substantial increase in the number of planned attacks within the U.S. and increased activity in Islamic militant recruitment and rhetoric, all lead us to believe that the risk of a major attack has increased.”

RMS’s model allows multiline risk analysis for life, personal accident and accidental death and dismemberment insurance as well as property, business interruption and workers compensation coverage.