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June 23, 2003 at 08:00 PM
NU Online News Service, June 23, 2003, 4:35 p.m. EDT – Prudential Financial Inc., Newark, N.J., has introduced two second-to-die life insurance products, the PruLife SUL Protector and PruLife SUL Plus policies.
Each policy covers two insureds and pays off when the second insured dies.
The PruLife SUL Protector policy comes with a no-lapse guarantee. The provision guarantees the death benefit as long as the policyholder pays the premiums on a timely basis, Prudential says.
The PruLife SUL Plus is less expensive and comes without the no-lapse guarantee, Prudential says.
The no-lapse guarantee and other policy guarantees are backed by the insurers that issue the policies. Prudential issues the new universal life policies through Pruco Life Insurance Company in most states and through Pruco Life Insurance Company of New Jersey in New York.
Prudential will be selling the new UL policies through its own agents, brokers affiliated with Prudential Select Brokerage and the company’s Prudential Securities Financial Advisors unit.
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