Whole Life Policy Strenths
Term blending for affordability; proven useful in variety of planning areas.
May be designed with all whole life insurance or a mix of whole life and a combination of decreasing term and increasing paid-up additions; allows low-premium, level death benefit package where necessary.
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Increase in policy cash value and dividends at death of the first insured.
Level Premium Estate Protection
Available for issue up to age 90; one uninsurable allowed; maximum retention limit of $20 million; competitive and flexible additional insurance protection rider.
Survivorship Life (TMS97)
Low-cost whole life coverage; competitive premiums with 50/50 term blends; term rider is designed to be less dividend-sensitive than competing companies.
Survivorship Whole Life Protector
Designed for guaranteed death benefits and guaranteed cash values for low premiums; increase in cash values and dividends at first death.