Adjustable coverage through life of policy.
Platinum Survivor Ultra
Designed to be a leading product in premium required to fund a minimum cash value at age 100; competitive at various ages and underwriting classes.
Lifetime death benefit guarantee period to age 100; value with the combination of underwriting expertise, long-term coverage guarantees and low-cost life insurance.
Competitively priced, especially when utilizing the lifetime no-lapse guarantee; supplemental term insurance rider also covered by the lifetime no-lapse guarantee.
Estate Saver 2000
Designed primarily for married couples and as key-man insurance; extended no-lapse guarantees.
Premiums can be structured for term-like to fully guaranteed coverage, and can be adjusted any time; no-lapse guarantee by paying target premiums; programmed increase available without evidence.
American Vision JSUL 01
Coverage continuation rider automatically included at no charge can guarantee coverage for any duration through lifetime, depending on premiums; latitude on impaired risks; one declined life is acceptable if other is rated no higher than Table D.
Universal Life Estate Protection
Offers a low premium outlay with an age 100 waiver of charges rider to maintain your death benefits after age 100, waiving all policy charges; competitive secondary no-lapse guarantee premium.
Competitive long-term values and low premium solves with the availability of competitively priced secondary guarantees; rolling targets.
Flexible lapse protection rider; competitive preferred rates.
Estate preservation and liquidity. Competitive illustrated values for a premium to endow, particularly for rated insureds; competitive rate of return based on premium per dollar of death benefit.