Steve Hallo is the managing editor of PropertyCasuatly360.com, a trade publication covering the P&C sector. His coverage is focused on a range of personal and commercial lines, from automobile to workers' comp.

Alex Astengo is Country Manager for Root, based in the UK. In his role, Alex is tasked with developing Root's UK presence with the aim of becoming the go-to platform for insurance businesses intent on growing their digital offering.

Alex has significant experience working for SaaS platform-based businesses, which offer solutions to insurers, MGAs and brokers. Prior to joining Root, his most recent experience was with Cloud Insurance as Head of Sales in the UK, and was formerly Chief Commercial Officer for SchemeServe Insurance Software.

Keith Kremers is an insurance industry sales leader, helping national insurance distributors, property and casualty carriers, insurtechs and banks provide seamless, integrated experiences. As Director of business development for the TruStage™ Life, Keith is committed to helping you provide more people frictionless access to coverage.

Throughout his career with the organization, Keith has qualified for three President's Council awards in recognition of superior sales performance. He has also received an Excellence in Leadership award for leveraging sales insights to drive outstanding sales performance.

Oliver Winkenbach serves as the Market Strategy leader at Guidewire (NYSE: GWRE), the leading provider of technology solutions within the P&C insurance sector. In this capacity, Winkenbach oversees the initiation of Guidewire cloud solutions programs, encompassing embedded insurance, alternative distribution, parametric insurance, and Excess & Surplus lines solutions.

Before joining Guidewire, Winkenbach was Associate Principal at McKinsey & Company, where he played a pivotal role in assisting companies in their digital transformation strategies and implementing agile software development programs. With previous experience at Boston Consulting Group, Winkenbach brings a wealth of expertise to his current role. He holds an MBA from Saïd Business School, University of Oxford.

Manmeet is a Senior Manager in Monitor Deloitte's Insurance Strategy practice. He has over a decade of experience advising senior leadership teams of insurance carriers on strategic issues facing businesses including Corporate Strategy (Corporate Visioning, Growth Strategy, Market Entry, Commercial Excellence and Go-to-Market Strategy), and Customer and Marketing Strategy.

Manmeet has spent a lot of time with innovation teams of various insurance companies to help them think about the future of the sector, and its impact on product innovation, channel innovation (including embedded insurance), and insurance operating models. He has been an author of multiple points of views on topics related to sustainable, profitable, growth in the insurance sector.