Most Americans looking to retire abroad will have the cost of living, especially housing expenses, as a top concern.
International Living’s 2026 Annual Global Retirement Index can help retirees find the global destination that meets their budget and best suits their lifestyle, priorities and dreams.
International Living says it does not aim for a purely scientific analysis. Its index draws from first-hand experiences of correspondents and contributors who live in these retirement locations. They are not beholden to tourism boards, real estate agents or relocation services; their only priority is to give retirees honest, actionable advice.
For cost of living, the index takes into consideration such factors as the cost of rent and utilities, groceries and a flight home to visit family in North America. The lower the cost of living, the higher the score.
For housing costs, International Living considers factors like the price of a property in expat-friendly locations and property taxes. It also examines long-term leases; the cost of renting a two-bedroom, 900-square-foot furnished apartment in a midrange area; and whether renters’ rights are well protected by law.
See the accompanying gallery for the 10 most affordable retirement destinations abroad.
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