We have good reason to be worried about retirement readiness in the United States. For evidence, see our Halloween slideshow on 13 scary retirement statistics for 2025.
There’s also good reason to be optimistic about Americans’ prospect for financial security during life after work, especially for those who started early and remain committed to saving over their career.
Those who do can expect a comfortable retirement, experts agree, especially if they embrace modern, flexible spending frameworks for structuring retirement income. Such savers may not have access to the pensions enjoyed by prior generations, but they can navigate retirement with a reasonable lifestyle and minimal risk of running out of money.
See the accompanying slideshow for 12 positive retirement savings statistics to end the year.
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