UnitedHealth Group Inc. kicked off the latest round of insurance earnings releases by announcing gains in revenue and profits.

HEALTH

UnitedHealth Group Inc., Minnetonka, Minn. (NYSE:UNH)

4Q 2010 Results

NET INCOME: $1 billion

HEALTH PLAN MEMBERS: 33 million

REVENUE: $24 billion

4Q 2009 Results

NET INCOME: $944 million

HEALTH PLAN MEMBERS: 33 million

REVENUE: $22 billion

- Total commercial health plan enrollment increased 110,000, to about 25 million, and enrollment in both insured plans and plans that UnitedHealth's managed care unit ran for self-insured employers increased slightly..

- The company's commercial medical care ratio fell to 81.2%, from 85.6% in the fourth quarter of 2009.

DISTRIBUTION

Bank America Corp., Charlotte, N.C. (NYSE:BAC)

4Q 2010 Results

NET INCOME: $1.2 billion net loss

REVENUE: $22 billion

4Q 2009 Results

NET INCOME: $194 million net loss

REVENUE: $25 billion

- Net results for the quarter include $2 billion in goodwill impairment, compared with no goodwill impairment in 2009.

- Retirement services revenue fell to $225 million, from $233 million, as retirement balances increased to $249 billion, from $229 billion.

- The number of Bank of America wealth advisors increased 2.4%, to 16,962.

Wells Fargo Corp., San Francisco (NYSE:WFC)

4Q 2010 Results

NET INCOME: $3.4 billion

REVENUE: $21 billion

4Q 2009 Results

NET INCOME: $2.8 billion

REVENUE: $23 billion

- Wells Fargo insurance income increased to $564 million, from $482 million in the fourth quarter of 2009.

- Wealth, brokerage and retirement client assets were up 12%.

- Allison Bell

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