"It gets a bad rap, but I have money in annuities. I saw the TV show on annuities and agree they're not for everybody, but I can tell you, my fixed annuities survived the market crash a lot better than some of my friends who had too much money in the stock market."
— Sam A., 66, Memphis, Tenn.

"Right now, we have a lot of money in bonds and retirement accounts. I used to work in the financial services industry and both my gut and my head are telling me to keep more money in bonds right now."
— Roger M., 71, Sacramento, Calif.

"In my mattress? I'm kidding. But with the way the market is these days, it doesn't sound like that bad an idea. I have my money right now in IRAs, CDs, real estate and some insurance. I talked to my advisor recently and after going over my assets, he said to stay put, so I guess it's pretty safe."
— Donnie W., 62, Dallas, Texas

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