- Real Interest Rate is the compensation, over and above inflation, that lenders demand to lend their money.
- Inflation is by far the biggest enemy of a lender. Lenders want a return on their money to compensate them for the inflation they expect and the risk that their inflation expectation could be wrong.
- Liquidity Risk Premium is the compensation that a lender receives for investing funds in something that is difficult to sell. The old adage "risk is having your money available when you need it" applies.
- Credit Risk is the risk that the loan or bond will not be repaid as scheduled, or at all.
Part I of a series of articles on working with ultra-high-net-worth clients from IMCA's Investments & Wealth Monitor take a look at generational differences in...
Access complimentary resources from Cambridge Investments to help navigate the fiduciary rule changes.
If you’re thinking of changing broker-dealers, you owe it to yourself to read this article that covers all major aspects of the transition process.
Sep 27, 2016
Some broker-dealers have already decided to exit certain lines of business and are sizing up how the rule will impact their IT and compliance budgets....
Sep 20, 2016
This webcast will review the key aspects of the amendments and the steps that funds and intermediaries can take in order to comply with the...
Sep 13, 2016
Nationwide is providing a deeper look into the rule’s implications and a discussion of decisions firms will need to make in order to comply.