Income planning demanded significant attention in wealth management in 2025, bringing along an impressive amount of research and product development reshaping how Americans think about funding their retirement lifestyles.
All expectations are that 2026 will deliver much of the same, and financial advisors who want to stand out will need to build on their knowledge of the “decumulation challenge.”
One resource for advisors and their clients is the recently published Retirement Savings and Income Handbook from the Insured Retirement Institute.
The handbook offers both a review of the annuity basics and an in-depth look at the state of the marketplace. It also examines the non-annuity options that wealth managers can bring to bear as they build sustainable lifetime income plans for their clients.
See the accompanying slideshow for six income planning tools that aren’t annuities.
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