Retirement income planning has received as much or more attention from the financial planning community in 2025 as any subject pertaining to wealth management.
That makes sense considering that the United States is currently experiencing Peak 65, with well in excess of 10,000 baby boomers hitting the traditional retirement age each day.
These older adults comprise the first generation of savers expected to rely far more on individual savings than guaranteed employer pensions. They also face increasing longevity, higher health care costs and uncertain economic conditions.
In such an environment, it’s only natural that researchers and industry practitioners seek out and share novel ideas about retirement income planning — from rebuttals of the traditional 4% rule to changing views on the very concept of “retirement” itself.
ThinkAdvisor has covered many such ideas this year, drawn from sources that ranged from award-winning research reports to podcast episodes to comments on LinkedIn. As such, see the accompanying slideshow for eight fresh ideas about retirement income planning shared in 2025.
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