If you thought 2012 was chaotic, hold on to your hats: 2013 may well be one of the busiest years regulators and brokers have seen. The industry waits with bated breath for a number of unveilings: the FIO's modernization report, a redefined fiducary standard and the judgment call that will determine which insurers are systemically significant. Here, we illuminate a few expectations for a year filled with uncertainty.
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