Genworth Financial's 2012 Cost of Long-Term Care Survey takes a look at the escalating costs of LTC of various types throughout the country. The survey was conducted by CareScout and provides data from almost 15,300 LTC providers in all 50 states as well as Washington, D.C. It is broken down into 437 regions across the country. Also available at Genworth's website are an interactive map and a mobile app that provide access to the data.

Those anticipating a need for LTC might want to steer clear of these ten states if they want to keep costs down. Each state's costs for the four categories of licensed home care, assisted living, nursing home private rooms and adult day care are included with each slide.

The costs have been averaged for three of the four categories: licensed home care, assisted living and nursing home private rooms. Adult day care was omitted from the average (but provided separately for your knowledge) because variation in that category is so wide from state to state, and from other LTC expenses within each state, that it results in an inaccurate picture of overall LTC expenses.

On Monday, AdvisorOne published the Top 10 Cheapest States for LTC Costs and this time we're publishing the Top 10 Most Expensive States for Long-Term Care Costs. 

A nursing home resident with her family. (Photo: AP)10. New Hampshire

Average Annual Cost: $68,963

Licensed home care: $53,768

Assisted living: $48,000

Nursing home (private room): $105,120

Adult day care: $16,258 (not included in average) The capitol building in Augusta, Maine.9. Maine

Average Annual Cost: $69,819

Licensed home care: $50,336

Assisted living: $54,000

Nursing home (private room): $105,120

Adult day care: $24,960 (not included in average) Delaware flag8. Delaware

Average Annual Cost: $70,859

Licensed home care: $52,624

Assisted living: $63,228

Nursing home (private room): $96,725

Adult day care: $19,500 (not included in average) Elderly couple with a wheelbarrow7. Rhode Island

Average Annual Cost: $72,219

Licensed home care: $54,912

Assisted living: $46,770

Nursing home (private room): $114,975

Adult day care: $18,525 (not included in average) Times Square, New York City 6. New York

Average Annual Cost: $72,580

Licensed home care: $50,336

Assisted living: $44,400

Nursing home (private room): $123,005

Adult day care: $14,300 (not included in average) Hula dancer in Hawaii5. Hawaii

Average Annual Cost: $76,232

Licensed home care: $57,772

Assisted living: $45,000

Nursing home (private room): $125,925

Adult day care: $17,420 (not included in average) The New Jersey Turnpike. (Photo: AP)4. New Jersey

Average Annual Cost: $76,542

Licensed home care: $46,094

Assisted living: $68,556

Nursing home (private room): $114,975

Adult day care: $20,800 (not included in average) Fanueil Hall in Boston. 3. Massachusetts

Average Annual Cost: $79,619

Licensed home care: $56,056

Assisted living: $55,050

Nursing home (private room): $127,750

Adult day care: $15,941 (not included in average) A woman in a nursing home. (Photo: AP)2. Connecticut

Average Annual Cost: $82,522

Licensed home care: $48,048

Assisted living: $53,700

Nursing home (private room): $145,818

Adult day care: $19,500 (not included in average) Sen. Lisa Murkowski, R-Alaska, visits an assisted living center. (Photo: AP)1. Alaska

Average Annual Cost: $118,378

Licensed home care: $56,628

Assisted living: $66,000

Nursing home (private room): $232,505

Adult day care: $27,040 (not included in average)


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