| Female Age 65 Preferred Non- Smoker | l Lapse Protection UL Policy Single Premium | Death Benefit Balance[1] | LTC % Chosen | Amount of Monthly LTC Benefit | Potential Months of LTC Coverage |
| At Policy Issue | $519,631 | $2,000,000 | 1% | $20,000 | 100 months |
| First LTC Payment | $0 | $1,980,000 | 1% | $20,000 | 99 months |
The data shown is taken from a hypothetical illustration. It assumes a hypothetical rate of return and is not a representation of expected future results. Unless indicated otherwise, these values are not guaranteed.[2]
[1]
Assumes no withdrawals or loans have been taken from policy. The amount of the death benefit that the monthly benefit payment is based on is the net death benefit at time of claim.
This example assumes that no policy loans or withdrawals have been taken and that the waiting period, which will vary, has been satisfied. It also assumes that the entire LTC benefit was paid. Any benefit not paid will continue to be part of the death benefit proceeds, net of any loans or withdrawals.
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