Allmerica Financial Select Life Plus
Low Premiums; High Rolling Target Premiums; Maximum Retirement Income
Ameritas Life Overture Ovation!
High Long-Term Cash Values; Maximum Retirement Income; Favorable Underwriting
American General Life (AIG) Platinum Investor III
High Issue Age; High Target Premiums; Policy Features; Maximum Retirement Income
Canada Life Prestige Series VUL
Long-Term Cash Values; Secondary Guarantees; Rolling Target Premium
Equitable Life Incentive Life 2002
Death Benefits; Low Premiums; Policy Features; Riders
General American American Vision VUL 2002
Maximum Retirement Income; Policy Features; Underwriting Flexibility
Guardian Park Ave. Millennium Series
Guarantees; Policy Exchange; Level Premium Variable Life
Guardian Park Ave. VUL Millennium Series
Business Applications; Flexibility; Policy Exchange; Low Premium; Cash Values
Jefferson Pilot Financial Ensemble III
Low Premium to Carry; Broad/Favorable Underwriting; Long-Term Values; Maximum Retirement Income; Secondary Death Benefit Guarantees
John Hancock Life Medallion VUL Plus
Secondary Guarantees; High Early Values
John Hancock Life Medallion VUL Edge
Secondary Guarantees; Long-Term Values
Lincoln Benefit Life Consultant VUL
Maximum Retirement Income; Broad/Favorable Underwriting
Lincoln National Life VUL-DBII
Death Benefits; Low Premiums; Flexibility
Lincoln National Life VUL-CVIII
Cash Values; Maximum Income; Secondary Guarantees; Business Applications
Manufacturers Venture VUL Protector
Secondary Guarantees; Low Premiums; High Issue Ages
Manufacturers Venture VUL Accumulator
Commission and Load Options; Accumulation Values
Massachusetts Mutual VUL II
Secondary Guarantees; Flexibility; Riders
Midland National Foundation VUL
Guaranteed Zero Cost Loans; Secondary Guarantees; Enhanced Dollar Cost Averaging
Midland National Advanced VUL
Guaranteed Zero Cost Loans; Secondary Guarantees; Commission Options; Maximum Retirement Income
Midland National Life Premier VUL
Guaranteed Zero Cost Loans; Long-Term Values; High Face Amounts
MONY Life VUL
Maximum Retirement Income; High Face Amounts; Cash Vales; Secondary Guarantees; Extended Maturity; Riders
National Life VariTrak II
Secondary Guarantees; Low Minimum Annual Premiums; High Cash Value; Long-Term Care; Chronic Illness
Nationwide Financial Best of America Protection FPVUL
Secondary Death Benefit Guarantees; Low Endowment Premium; Low Premium to Carry; Favorable Underwriting
Nationwide Financial Best of America Next Generation FPVUL
High Cash Values; Maximum Retirement Income; Favorable Underwriting
Nationwide Provident Options Premier
Death Benefits; Maximum Retirement Income; Living Benefits
New England Financial Zenith Flexible Life 2002
High Cash Values; Maximum Retirement Income; Underwriting Flexibility; Secondary Guarantees
New York Life & Annuity VUL 2000
Secondary Guarantees; Policy Features
Northwestern Mutual Variable CompLife
Full Death Benefit Guarantee; Cash Values; Long-Term Values
Ohio National Vari-Vest Asset Builder
High Cash Value; Maximum Retirement Income; Long-Term Values
Pacific Life Pacific Select Exec II
Maximum Retirement Income; Business Applications; Flexibility; Compensation Options
Penn Mutual Life Cornerstone VUL IV
Riders; Low Premium to Endow and Carry; Maximum Retirement Income; Long-Term Values
Phoenix Life Phoenix Edge VUL
Secondary Guarantees; Cash Values; Riders
Principal Life VUL Accumulator
High Accumulation Values; Separate Accounts in Morningstar-style boxes; High Target Premiums; Term Blending; Secondary Guarantees
Protective Life Premiere II VUL
Long-Term Cash Value; Maximum Retirement Income
Protective Life Premiere Provider VUL
High Early Cash Value; Long-Term Cash Value; Maximum Retirement Income
Pruco Life PruLife Custom Premier
Premium Flexibility; Minimum Premium to Endow; Maximum Retirement Income
ReliaStar Life Flex Design
Maximum Retirement Income; Subaccount Performance; Flexible Riders
Security Life of Denver Asset Portfolio Manager
High Cash Value; Maximum Retirement Income; Long-Term Values; Low Premium to Endow and Carry
Security Life of Denver Strategic Investor
Small Case COLI; Levelized Compensation; High Target Premiums; No Surrender Charges; High Early Cash Values
Southland Life Market Dimensions
Secondary Guarantees; Maximum Retirement Income; Rolling Target Premiums; Extended Maturity
Sun Life of Canada (US) Futurity Protector VUL
Low Expenses; Maximum Death Benefits; Rolling Target Premium; Extended Maturity; Maximum Retirement Income
Sun Life of Canada (US) Futurity Accumulator VUL
Low Expenses; Extended Maturity; Secondary Guarantees
Transamerica Occidental TransAccumulator VUL
Riders; Extended Maturity
Travelers Life & Annuity Variable Life
Low Premium to Endow; Extended Maturity; Secondary Guarantees
Travelers Life & Annuity Variable Life Accumulator
Maximum Retirement Income; Extended Maturity; Secondary Guarantees; High Target Premiums; Higher Funding
Union Central Excel Choice
Cash Value Accumulation; Maximum Retirement Income; Low Expenses
United States Life of NY (AIG) Platinum Investor
Policy Features; Maximum Retirement Income; Guarantees
Western Reserve WRL & AUSA Freedom Elite Builder
High Cash Value; Long Term Value
Reproduced from National Underwriter Life & Health/Financial Services Edition, November 25, 2002. Copyright 2002 by The National Underwriter Company in the serial publication. All rights reserved.Copyright in this article as an independent work may be held by the author.
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